March 2017

Ashley Churchill is exceptionally knowledgeable in his field and unrelenting in the pursuit of obtaining the best possible outcome for his clients.

My husband and I presented Ash with a completely unique situation, one which I believe many would have walked away from considering it simply too hard or completly unobtainable. Ash embraced this challenge and juggled a multi-million dollar transaction involving three properties.

He was always direct, honest and approachable, and always took the time to explain the intricacies involved in the finance process. He was always available when we needed his advice and assistance, he was patient and empathetic in a time that was very challenging for us.

Ash went above and beyond his appointment as our Broker. He deserves our deepest gratitude and highest recommendation.

Deb Franklin-Powell

December 2016

I highly recommend Ash, Laura and the team for getting finance. We have been able to purchase 2 investment properties over the past few months with the help of Mortgage Smart and are looking to get our third in the coming months. Ash and Laura have gone far beyond the normal call of duty to get our finance approved, we really appreciate their honest, straight forward approach complemented by their experience in the industry. A++++++





Hi Ash

I just wanted to express my sincere appreciation for your assistance in establishing my new home loan. Words can't say how pleased I am with your prompt services. You went above and beyond what was asked of you and it made the entire process simplified and easy to understand. Not only was your information easily understandable you made the time to make a house call which then in turn saved me time.

Thank you again for all of your hard work. I will definitely forward your name on if I know of someone needing the same services.


Thank you so much for all your help in getting us our home loan. Having already been knocked back by Commonwealth Bank and another mortgage broker, we were quite anxious about whether or not we would be able to secure finance.
After our initial appointment with you, we knew we were in safe hands and were much more positive of our chances. It was great to be able to hand over the process of dealing with the bank’s terms and conditions to you and to let you explain our slightly complicated employment situation in a “bank friendly” way.
You kept us fully informed of the progress of our application the whole way and went the extra mile to ensure our application was dealt with speedily and was successful. Despite a nervous wait, it was reassuring to know that you were on top of everything.
Thank you once again for everything.

We will tell all our friends and family who need a loan to come and see you.

Derek and Sue Clapham

The joy and excitement of selling our first home was quickly brought to an abrupt halt when the bank we had held our mortgage with, proceeded to tell us that they could not assist us with the finance of our new home.
This was a terrifying thought when our dream house was at stake.
A family member suggested we contact Ashley at Mortgage Smart.
In the first five minutes of our phone call, not once did Ashley say "no" or "it's not possible". Instead he gave us multiple options that were explained clearly and simply, and this made selecting the right option for us a whole lot easier.
From then on we had constant contact and updates from both Ashley and his staff. Nothing was too much trouble and no question too silly, he actually cared for us!!
We are so thrilled with the outcome and would have no hesitation in recommending Ashley to family, friends or anyone looking at buying, refinancing or simply looking for a better deal.

For a stress free, honest and pleasant experience it has to be Ashley at Mortgage Smart.

Once again Many thanks,

Karla and Jimmy Gadd - Gold Coast