Your local brokers in Gerringong, Kiama & Berry

Home loans | Investment loans | Refinance | Construction loans

Mortgage Smart

Access over 60 lenders in one place.

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About your local mortgage experts, Mortgage Smart

As a property owner myself, I understand what’s involved to purchase a property and manage repayments and the upkeep of a home loan.

Having been a Mortgage Broker for over 16 years, I’ve seen many Home Loan products, which have been offered by the banks. But the basics remain the same. When purchasing a property, whether it be to live in or to invest in, get your finance sorted, before you fall in love with the property!

In my everyday life as a Mortgage Broker, I see client’s in many different financial situations. I love nothing more than sitting down with clients and listening to their scenario. I then like to put myself in my client’s shoes. To be then able to relate that scenario back to my own life and think, how would I handle this if the loan was for me? There’s nothing more rewarding than providing the answers that our clients have been searching for themselves, but perhaps haven’t been able to find, particularly if they have already been to the bank. With access to over 30 Lenders on our panel, we can provide our clients with choices when it comes to their home loan, not just 1 loan product.

As a member of the MFAA (Mortgage and Finance Association Australia), the AFCA (Australian Financial Complaints Authority) and holding a Diploma in Financial Services, I am required to attend many seminars and workshops to help keep my knowledge of the industry changes up to date. I am also a Justice of the Peace, so meeting the obligations and keeping up with the changes to this role form part of my working week.

What do I do in my spare time you may ask? I have 3 lively children who are very dedicated soccer and rugby league players. So, weekend sport is a huge part of our household. It gives me time with the kids, is a great way to mix with local families and get out of the office! I also love watching the local “Gerringong Lions” Rugby League teams battle it out at the local football oval.

What we'll do for you.

From understanding your goals to settlement and beyond, here is how we’ll work together.

  • Understand your goals

    We’ll take the time to understand your unique situation and goals.

  • Provide you with some options

    We’ll do thorough research, provide you with a few loan options and help guide you through your decision.

  • Get it sorted for you

    Once you’ve selected your preferred loan we’ll do the legwork to get it lodged, approved and settled. 

  • Help you save

    We’ll stay in touch to make sure that you still have the right loan as your situation changes (and try to save you money along the way!).

What makes us different?

Mortgage Smart Banks & lenders

Your own personal, non-bank affiliated loan expert

Free for you1

See how we're paid

We work in your best interests (we’re not owned by a bank)

Fast turnaround times2

Access to over 60+ banks and lenders in one place3

Ongoing support and guidance once your loan has settled4

Meet your team of local brokers.

Ash Churchill
Business Manager
0423 043 998 13 0065 0212 Email me
Belinda Churchill
13 0065 0212 Email me
Suite 3, 25 Noble Street, Gerringong NSW 2534
1300 650 212

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